We BuildPaymentsThat Move Money

Compliance is designed in, not bolted on. We use tokenization and vaulting so card data never touches your servers, encrypt everything in transit and at rest, and build KYC/AML, sanctions screening, and audit logging into the core. We map your product against PCI-DSS, PSD2, SOC 2, and local licensing during discovery and run a security review before launch.

Yes. We integrate with core banking systems, card networks, and processors (Stripe, Adyen, Razorpay), plus Open Banking and aggregation APIs (Plaid, TrueLayer). When the core is legacy, we build an API-first middleware layer so you can ship new products without a risky rip-and-replace.

We combine real-time ML scoring, device fingerprinting, behavioral biometrics, and 3-D Secure with configurable rules. The goal is to catch more fraud with fewer false positives — models retrain on your data, and every decision is explainable for disputes and audits.

A focused MVP (wallet, payments, or lending flow) typically launches in 12–16 weeks. A full platform with banking, compliance, and trading runs 5–8 months depending on licensing and integrations. You get a week-by-week roadmap in the first meeting and a working demo within two weeks.

Off-the-shelf is faster to start but limits your product, economics, and compliance posture. Custom fits your exact rails, licenses, and unit economics and scales with you. Often a hybrid — custom experience layer over proven payment/banking infrastructure — is the smart middle path. We help you decide honestly in discovery.

You own the full source code, your cloud, and your data — no lock-in. After launch we offer monitoring, maintenance, and iteration packages. Critical issues get a response within the hour, and because the codebase is clean and documented, every new feature ships faster than the last.